Disperse the "Veegum" in water and mix until smooth. Heat to 75-80 C. Combine the ingredients in Part A and heat to 70-75 C. Add the remaining ingredients in Part B and mix. Add the oil phase to the water phase with mixing. Cool to 40 C and package. Note: Sunscreen Cream is nongreasy and nontacky. "Kemester" HMS sunscreen agent may be used at levels of 4-15% as a sunscreen in lotions, oils, and creams designed to protect the skin against the harmful effects of solar radiation.